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Insurers' telematics programs spread nationwide

GasBuddy Blog -- It's inevitable. Insurance companies want to know more about how you really drive and they're willing to pay a premium for that information. And if it turns out that you're one of the few who drives smart and safely, they'll pay you more to keep you as a customer.

State Farm’s Drive Safe and Save program has seen major expansion recently, with the usage-based program being introduced for the first time in 11 new states. It's being made available through new platforms in a handful of states that already had access to the program, reports Charles Nguyen of Onlineautoinsurance.com.

Drive Safe and Save is now available in various platforms in 27 states across the U.S. and that's only the tip of the iceberg.

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Submitted Dec 20, 2012 By: PD

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traffic cop Champion Author Boston Posts:1,252 Points:538,100 Joined:Oct 2004	Message Posted: Jan 1, 2013 7:28:30 PM Ignore traffic cop Report Abuse This, combined with Massachusetts' plan to add a mileage tax, is frightening. The car computer and the state's GPS tracking system will follow you everywhere. "Mr. Smith, we know you were parked at Pussy Galore's LapDance Emporium for three hours Tuesday night, and you spinned your tires in the parking lot when you left!"
joanne_abrahams Rookie Author New York Posts:73 Points:7,565 Joined:Aug 2012	Message Posted: Dec 31, 2012 8:30:36 AM Ignore joanne_abrahams Report Abuse nice
honda0105 Champion Author Tallahassee Posts:18,643 Points:1,611,470 Joined:Nov 2008	Message Posted: Dec 22, 2012 5:37:26 AM Ignore honda0105 Report Abuse too much Big Brother for my taste.
sydb7 Champion Author Atlanta Posts:3,561 Points:1,920,735 Joined:Mar 2003	Message Posted: Dec 21, 2012 3:27:16 PM Ignore sydb7 Report Abuse I don't think any good can come of this!
DanMtz Champion Author Oakland Posts:3,360 Points:1,244,300 Joined:Oct 2009	Message Posted: Dec 21, 2012 8:24:19 AM Ignore DanMtz Report Abuse That's one way to weed out those you don't want to insure.
zdcatc12 Champion Author Jacksonville Posts:2,147 Points:786,715 Joined:Nov 2010	Message Posted: Dec 21, 2012 8:20:07 AM Ignore zdcatc12 Report Abuse Saw this yeaterday.
mswillia Champion Author Milwaukee Posts:2,642 Points:574,080 Joined:Feb 2010	Message Posted: Dec 21, 2012 6:41:53 AM Ignore mswillia Report Abuse old
OldMan322 Champion Author Illinois Posts:5,165 Points:1,596,690 Joined:Jul 2008	Message Posted: Dec 21, 2012 5:56:40 AM Ignore OldMan322 Report Abuse Big brother is watching
lcleveland Champion Author San Antonio Posts:2,671 Points:653,000 Joined:May 2011	Message Posted: Dec 21, 2012 5:39:35 AM Ignore lcleveland Report Abuse ok
FBI2991 Champion Author Michigan Posts:4,220 Points:1,141,815 Joined:Nov 2008	Message Posted: Dec 21, 2012 3:04:10 AM Ignore FBI2991 Report Abuse Old news
76chevy Champion Author Toledo Posts:3,994 Points:770,280 Joined:Jun 2010	Message Posted: Dec 21, 2012 3:04:05 AM Ignore 76chevy Report Abuse ok
scottydoesnt Champion Author Chicago Posts:3,792 Points:529,770 Joined:Apr 2011	Message Posted: Dec 21, 2012 3:03:56 AM Ignore scottydoesnt Report Abuse They can go eff themselves. I haven't made a claim in the 14 years I've been driving. Can I get all that money back ? Didn't think so.
chuckohio Champion Author Columbus Posts:1,268 Points:254,305 Joined:Aug 2012	Message Posted: Dec 21, 2012 3:01:11 AM Ignore chuckohio Report Abuse Crusty
mystic92 Champion Author New Jersey Posts:1,190 Points:319,120 Joined:May 2012	Message Posted: Dec 21, 2012 2:59:43 AM Ignore mystic92 Report Abuse If Insurance companies are involved then they are the ones who will benefit and the consumer will be dooped once again
JSX515 Champion Author St. Louis Posts:3,724 Points:803,545 Joined:Feb 2011	Message Posted: Dec 21, 2012 2:58:18 AM Ignore JSX515 Report Abuse Old
Ferdman17 Champion Author Albany Posts:1,298 Points:376,485 Joined:Feb 2012	Message Posted: Dec 21, 2012 2:58:04 AM Ignore Ferdman17 Report Abuse Think about the consequences of this... Great way for the insurance companies to make more money off of us!
WR-INC Champion Author Twin Cities Posts:39,504 Points:3,626,285 Joined:Dec 2002	Message Posted: Dec 21, 2012 2:54:50 AM Ignore WR-INC Report Abuse Day old news.
DLL66 Veteran Author Nashville Posts:377 Points:414,090 Joined:Aug 2006	Message Posted: Dec 21, 2012 2:53:33 AM Ignore DLL66 Report Abuse Seems to me another way for the insurance companies to make more money and give a reason for not paying out.
bassakwards007 Champion Author Orange County Posts:1,142 Points:246,170 Joined:Aug 2012	Message Posted: Dec 21, 2012 2:49:48 AM Ignore bassakwards007 Report Abuse No not interested
DYSKYPILOT Champion Author Fort Worth Posts:2,907 Points:627,430 Joined:Mar 2006	Message Posted: Dec 21, 2012 2:49:12 AM Ignore DYSKYPILOT Report Abuse Ok
blk911 Champion Author Colorado Springs Posts:2,923 Points:771,115 Joined:Nov 2004	Message Posted: Dec 21, 2012 2:46:07 AM Ignore blk911 Report Abuse BIG Scam!!
ILVET Champion Author Illinois Posts:14,804 Points:2,927,565 Joined:Jan 2005	Message Posted: Dec 21, 2012 2:45:58 AM Ignore ILVET Report Abuse You can get by but you will not get away
isem Champion Author Missouri Posts:1,936 Points:425,135 Joined:Feb 2012	Message Posted: Dec 21, 2012 2:45:54 AM Ignore isem Report Abuse No thanks, we have too much “Big Brother” already.
Bubba44612 Champion Author Ohio Posts:7,406 Points:1,879,030 Joined:Aug 2005	Message Posted: Dec 21, 2012 2:45:17 AM Ignore Bubba44612 Report Abuse Sell your soul for a few bucks. No thanks.
TOOMUCH Sophomore Author Toronto Posts:188 Points:19,390 Joined:Jul 2003	Message Posted: Dec 21, 2012 2:44:31 AM Ignore TOOMUCH Report Abuse Will not stop premiums increasing.
Lengas Champion Author Gary Posts:13,561 Points:2,719,725 Joined:Nov 2004	Message Posted: Dec 21, 2012 2:43:45 AM Ignore Lengas Report Abuse Big Brother
gabbygusIN Champion Author Indiana Posts:7,246 Points:1,561,825 Joined:Oct 2008	Message Posted: Dec 21, 2012 2:43:44 AM Ignore gabbygusIN Report Abuse Another way to raise premiums!!
padlocks2 Champion Author Virginia Posts:3,062 Points:621,880 Joined:Aug 2006	Message Posted: Dec 21, 2012 2:42:59 AM Ignore padlocks2 Report Abuse Hmmm
caravanguy Champion Author Milwaukee Posts:1,091 Points:1,039,600 Joined:Aug 2006	Message Posted: Dec 21, 2012 2:41:34 AM Ignore caravanguy Report Abuse It'd be interesting to know exactly what sort of behavior they look at and how the reward/punish for the behavior.
mrjames1818 Champion Author New Jersey Posts:1,555 Points:2,000,045 Joined:Mar 2004	Message Posted: Dec 21, 2012 2:41:29 AM Ignore mrjames1818 Report Abuse More privacy issues
kirzon484 Champion Author Atlanta Posts:1,876 Points:435,235 Joined:Jun 2011	Message Posted: Dec 21, 2012 2:41:28 AM Ignore kirzon484 Report Abuse just gathering information for your court case
rjd1608 Champion Author Toledo Posts:5,371 Points:1,931,955 Joined:Aug 2003	Message Posted: Dec 21, 2012 2:41:06 AM Ignore rjd1608 Report Abuse yesterdays news
LeeFree Champion Author Pittsburgh Posts:9,161 Points:2,245,400 Joined:Jun 2005	Message Posted: Dec 21, 2012 2:40:54 AM Ignore LeeFree Report Abuse I wonder if you get surcharged for driving over 80 on the Freeway?
bobzilla11 Champion Author Indiana Posts:1,206 Points:497,225 Joined:May 2011	Message Posted: Dec 21, 2012 2:40:43 AM Ignore bobzilla11 Report Abuse I hate tailgaters get off the phone and watch where you are going
Dailyrun Champion Author Kentucky Posts:1,992 Points:390,790 Joined:Apr 2012	Message Posted: Dec 21, 2012 2:40:14 AM Ignore Dailyrun Report Abuse Part of "the changes". :(
greshams Champion Author Cincinnati Posts:2,019 Points:377,600 Joined:Nov 2011	Message Posted: Dec 21, 2012 2:40:14 AM Ignore greshams Report Abuse this needs to be stopped.
cheapertvs Champion Author Richmond Posts:10,295 Points:2,743,670 Joined:Jan 2004	Message Posted: Dec 21, 2012 2:37:48 AM Ignore cheapertvs Report Abuse This is just another reason to put off buying a new car.
ricebike Champion Author New Jersey Posts:10,043 Points:1,857,670 Joined:Oct 2005	Message Posted: Dec 21, 2012 2:36:41 AM Ignore ricebike Report Abuse ups has it on their delivery vehicles...
Foxt Champion Author Minnesota Posts:5,270 Points:2,022,280 Joined:Jul 2006	Message Posted: Dec 21, 2012 2:35:00 AM Ignore Foxt Report Abuse If it gets a few of these aggressive drivers off the road I'm for it.
slowpoke63 Champion Author Louisiana Posts:2,747 Points:889,090 Joined:Jul 2009	Message Posted: Dec 21, 2012 2:33:27 AM Ignore slowpoke63 Report Abuse Despite a safe driving record for 35 years, State Farm has NEVER paid me for driving smart and safely!
walkerms1 All-Star Author Albany Posts:960 Points:159,900 Joined:Sep 2012	Message Posted: Dec 21, 2012 2:33:23 AM Ignore walkerms1 Report Abuse System still doesn't show the drivers who swerve into the other lane...
epf Champion Author Grand Rapids Posts:6,344 Points:1,893,305 Joined:May 2004	Message Posted: Dec 21, 2012 2:33:03 AM Ignore epf Report Abuse I just pray it has a positive ending.
jacob5066 Champion Author College Station Posts:1,853 Points:432,540 Joined:Feb 2012	Message Posted: Dec 21, 2012 2:31:31 AM Ignore jacob5066 Report Abuse Old news
animal63 All-Star Author Indiana Posts:950 Points:1,032,050 Joined:Oct 2008	Message Posted: Dec 21, 2012 2:27:54 AM Ignore animal63 Report Abuse Old news
EVBuddy Champion Author Nevada Posts:16,695 Points:3,032,570 Joined:Sep 2004	Message Posted: Dec 21, 2012 2:27:53 AM Ignore EVBuddy Report Abuse OK
JCUBE Champion Author Michigan Posts:8,580 Points:1,917,170 Joined:Aug 2003	Message Posted: Dec 21, 2012 2:27:02 AM Ignore JCUBE Report Abuse NOT GAS PRICE RELATED
vamike Champion Author Virginia Posts:5,336 Points:1,366,900 Joined:Dec 2008	Message Posted: Dec 21, 2012 2:25:01 AM Ignore vamike Report Abuse Yesterday's news.
Bonanza Champion Author Boston Posts:12,093 Points:2,552,730 Joined:Jun 2004	Message Posted: Dec 21, 2012 2:24:39 AM Ignore Bonanza Report Abuse Yesterday's news
Jeannemarie Champion Author Las Vegas Posts:27,700 Points:2,035,640 Joined:Aug 2005	Message Posted: Dec 21, 2012 2:24:15 AM Ignore Jeannemarie Report Abuse We get phone calls (despite having a non-pub number and several other DO NOT CALL things) every hour of every day from insurance companies wanting us. We don't want them for sure. We have the Hartford for house and home and that is just fine. We drive very safely and get bonuses each year.
bigbob1950 Veteran Author Milwaukee Posts:324 Points:883,650 Joined:Jan 2007	Message Posted: Dec 21, 2012 2:23:38 AM Ignore bigbob1950 Report Abuse bs